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Determinants of long-term care insurance applications in South Korea

Authors
 Sunhee Park  ;  Heejung Kim  ;  Chang Gi Park 
Citation
 JOURNAL OF PUBLIC HEALTH, Vol.43(3) : 604-610, 2021-09 
Journal Title
JOURNAL OF PUBLIC HEALTH
ISSN
 1741-3842 
Issue Date
2021-09
MeSH
Aged ; Caregivers* ; Humans ; Insurance, Long-Term Care* ; Republic of Korea
Keywords
long-term care insurance ; long-term care insurance application ; multilevel analysis ; older adults
Abstract
Background: South Korea established universal long-term care insurance (LTCI) in 2008. However, actual requests for LTCI remain lower than government estimates because some eligible candidates never apply despite their strong care needs. This study aimed to examine factors affecting LTCI applications for older, community-dwelling Koreans.

Methods: Both individual- and community-level data were obtained from a national dataset from the Korea Health Panel Survey and the Korea National Statistical Office (N = 523). Data were analyzed using multilevel modeling.

Results: Only 16.4% of older adults in need of care applied for LTCI. Those who applied were more likely to be older, report poor self-rated health, receive care from non-family caregivers, and have caregivers experiencing high levels of caregiving burden. Regional differences in LTCI applications existed concerning the financial condition of one's community.

Conclusions: Our study findings emphasize that Korean LTCI should implement both individual and community strategies to better assist older adults in properly acquiring LTCI. The government should make comprehensive efforts to increase access to LTCI in terms of availability, quality, cost, and information by collaborating with local centers.
Full Text
https://academic.oup.com/jpubhealth/article/43/3/604/5866644
DOI
10.1093/pubmed/fdaa094
Appears in Collections:
3. College of Nursing (간호대학) > Dept. of Nursing (간호학과) > 1. Journal Papers
Yonsei Authors
Kim, Heejung(김희정) ORCID logo https://orcid.org/0000-0003-3719-0111
URI
https://ir.ymlib.yonsei.ac.kr/handle/22282913/188156
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