The wide and growing use of cellular phones has raised the question about the possible health risks associated with radio-frequency electromagnetic fields. It would be helpful for phone users to blow the exposure levels during cellular phone use. But it is very difficult to recognize the amount of exposure, because measuring accurate level of RF is a difficult matter. In this study, we developed a model to estimate the exposure level and the individual risk of exposure by utilizing the available informations that we can get. We used such parameters as usage time a day, total using period, distance between cellular phone and head, slope of cellular phone, hands-free usage, antenna pulled out or not SAR(Specific Absorption Rate) of cellular phone, and flip or folder type. We proposed a model presenting individual risk of RF exposure from level 0 to 10 by using a neural network.